I paid off my student loans in January, but it seems I replaced one type of debt with another.
I attended PAX East in Boston in April. The hotel room for 5 nights ran me about $1,500, which I then matched for spending money to use on convention goodies, a trip to the casino, and food.
In May, my car's alternator failed. It ran me roughly another $1,000. Now as I'm approaching inspection time, I also had to put new tires on it ($600). These items, along with some recreational spending, has me in the neighborhood of $6,000 in credit card debt.
I have to make compromises in order to work on this debt. My emergency fund contributions are now 1% of income (which covers my Keep The Change feature at my bank). I've also put a freeze on new cryptocurrency buys, at least until I cut this debt in half. The market is chaotic at the moment, so it's probably a good idea to back off anyways.
But there is good news on the moving fund... IT'S OVER $9,000!
P.S.: I have full confidence with debt will be paid by my birthday (March). I am expecting a refund on my student loan payments and my annual bonus. I even started a new savings challenge to round things out.
